Terms of Use


Effective Date: 15 July 2025

Welcome to MonikaSharda.com. These Terms of Use (“Terms”) govern your use of our website located at https://www.monikasharda.com (the “Website”), operated by Monika Sharda (“we,” “us,” or “our”).

By accessing or using our Website, you agree to be bound by these Terms and our Privacy Policy (if applicable). If you do not agree, please do not use the Website.


1. Use of the Website

You may use the Website for lawful purposes only. You agree not to:

  • Use the Website in any way that violates any applicable laws or regulations.
  • Attempt to gain unauthorized access to any part of the Website or any systems or networks.
  • Copy, reproduce, distribute, or exploit any content without our written permission.

2. Intellectual Property

All content on this Website — including but not limited to text, graphics, logos, images, audio, video, and digital downloads — is the property of Monika Sharda or its content creators and is protected by intellectual property laws.

You may not reproduce, distribute, or create derivative works from any content without prior written consent.


3. User Submissions

If you submit any content to the Website (e.g., through contact forms, comments, testimonials), you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, and display such content for business purposes.

You agree that your submissions will not violate any third party’s rights or be unlawful, defamatory, or otherwise objectionable.


4. Links to Other Websites

Our Website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party sites.


5. Disclaimer of Warranties

The Website and its content are provided “as is” and “as available.” We make no warranties, express or implied, regarding the Website or the accuracy, completeness, or reliability of any content.

We do not guarantee uninterrupted or error-free access to the Website.


6. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Website or any content herein.


7. Indemnification

You agree to indemnify and hold harmless Monika Sharda, its affiliates, and its partners from any claims, losses, or damages arising out of your use of the Website or violation of these Terms.


8. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with a revised “Effective Date.” Continued use of the Website after changes constitutes your acceptance of the updated Terms.


9. Termination

We reserve the right to suspend or terminate your access to the Website at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users or us.


10. Governing Law

These Terms are governed by and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law principles.


11. Contact Us

If you have any questions about these Terms, please contact us at:

Email: [email protected]

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